Privacy Principles

1.  Recognition of a customer’s expectation of privacy.
     The success of Security Savings Bank depends heavily on the level of trust and confidence it
     maintains with its depositors, borrowers and shareholders.  Security Savings Bank personnel
     will recognize and respect the privacy expectations of their customers and explain principles
     of financial privacy to their customers in an appropriate fashion.
2.  Use, collection and retention of customer information.
     Security Savings Bank will collect, retain and use information about individual customers
     only where it would be useful (and allowed by law) to administer business and provide
     products, services and other opportunities to customers.
3.  Maintenance of accurate information.
     Security Savings Bank has established procedures so a customer’s financial information is
     accurate, current and complete in accordance with commercial standards.  Security Savings
     Bank also responds to requests to correct inaccurate information in a timely manner.
4.  Limiting employee access to information.
     Security Savings Bank employees must understand the importance of confidentiality and
     customer privacy.  Security Savings Bank will also take appropriate disciplinary measures to
     enforce employee privacy responsibilities.
5.  Protection of information via established security procedures.
     Security Savings Bank will maintain appropriate security standards and procedures regarding
     unauthorized access to customer information.
6.  Restrictions on the disclosure of account information.
     Security Savings Bank will not reveal specific information about customer accounts or other
     personally identifiable data to unaffiliated third parties for their independent use, except for
     the exchange of information with reputable information reporting agencies to maximize the
     accuracy and security of such information or in the performance of bona fide corporate due
     diligence, unless
     a.  the information is provided to help complete a customer initiated transaction;
     b.  the customer requests it;
     c.  the disclosure is required by/or allowed by law, i.e., subpoena, investigation of fraudulent
          activity, etc.; or
     d.  the customer has been informed about the possibility of such disclosure for marketing or
          similar purposes through a prior communication.
7.  Maintaining customer privacy in business relationships with third parties.
     If personably identifiable customer information is provided to a third party, Security Savings
     Bank will insist that the third party adhere to similar privacy principles that provide for
     keeping such information confidential.  
8.  Our Internet website.     Visitors to the Security Savings Bank website remain anonymous.  Visitors may elect to    
      provide us with personal information via email.  The information is used internally, as
      appropriate, to handle the sender’s request and manage the Security Savings Bank website.
      Visitors should, however, keep in mind that email is not necessarily secure against
9.  Protecting children.    Security Savings Bank does not knowingly solicit data from children and we do not
     knowingly conduct online marketing to children.
If you believe Security Savings Bank has misused information obtained through our relationships with you or through our website,
or it you have questions or concerns regarding this privacy policy, please contact Security Savings Bank at 515-352-3333, to resolve any disputes.
Customers that are concerned about financial privacy will be provided with a copy of these Privacy Principles.