Real Estate Loans — Home Financing You Can Trust

 

Purchasing or refinancing a home is one of the most important financial decisions you'll make — and at Security Savings Bank, we’re here to guide you every step of the way. When you borrow from us, you're working with people you know and trust.

We offer flexible terms, competitive interest rates, low closing costs, and convenient payment options designed to fit your budget. You can choose bi-weekly or monthly payments, and even set up automatic deductions from your Security Savings Bank account for added convenience. Property taxes and insurance can be escrowed, making your monthly payment simple and stress-free.

Loan Options Include:

• In-House Loans
• Secondary Market Loans
• Home Improvement Loans

Contact Lender

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FHLB Home$tart^® Program

Security Savings Bank has access to a down payment and closing cost assistance grant program offered by the Federal Home Loan Bank (FHLB) of Des Moines through its member banks. It supports first-time homebuyers who meet income requirements.

Key Features

• Grant Amount: Typically up to $15,000
• Eligibility:
  • First-time homebuyer (or returning after a long gap)
  • Household income ≤ 80% of the local Area Median Income (AMI)
  • Must complete a homebuyer education class and have a signed Purchase & Sale Agreement
• Use of Funds: Can be applied toward down payments and closing costs (sometimes property rehabilitation); not usable for moving expenses.

Get started with a free preapproval today!
Contact one of our experienced lending professionals for more information or to begin your home financing journey.