Business Checking Accounts

Small Business Checking

Account Details:

• $50 minimum deposit to open
• Monthly Service Charge: $0⁶

⁶Must maintain a minimum daily balance of $500 and total debits, credits and deposit items must not exceed 125 items per statement cycle.  If balance falls below $500 the account will be assessed a monthly service charge of $5.00.  Each additional debit, credit and deposit items exceeding 125 per statement cycle is $.25 per item.

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Business Checking

Account Details:

• $50 minimum deposit to open
• Monthly Service Charge: $0⁷

⁷Must maintain a minimum daily balance of $2,500 and total debits, credits and deposit items must not exceed 250 items per statement cycle.  If balance falls below $2,500 the account will be assessed a monthly service charge of $5.00.  Each additional debit, credit and deposit items exceeding 250 per statement cycle is $.25 per item.

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Organization Checking

Account Details:

• $50 minimum deposit to open
• Monthly Service Charge: $0⁸

⁸Must maintain a minimum daily balance of $200 and total deposit items must not exceed 50 items and total checks must not be more than 10 per statement cycle.  If balance falls below $200 the account will be assessed a monthly service charge of $2.00.  Each additional debit, credit and deposit items exceeding limit per statement cycle is $.25 per item.

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Commercial Analysis Account

Account Details:

• $50 minimum deposit to open
• Variable Interest Rate based on the 91-day t-bill
• Monthly Service Charge: Varies⁹

⁹$5.00 plus $.015 per paper debit, $.25 per paper credit, $.10 per electronic debit or credit, $.03 on-us deposited item, $.07 transit deposited item